Money Bye, Bye 2020! More than half of Americans are optimistic about their finances in 2021 after rough year December 17, 2020 Jessica Menton, USA TODAY Comments Off on Bye, Bye 2020! More than half of Americans are optimistic about their finances in 2021 after rough year COVID-19 has upended Americans' lives this year. But there's good news: more than half are optimistic about their finances in 2021, a new study shows.