Money Trying to get a loan? How the 2023 banking crisis has made borrowing even tougher. May 8, 2023May 9, 2023 Paul Davidson, USA TODAY Comments Off on Trying to get a loan? How the 2023 banking crisis has made borrowing even tougher. Banks have made it tougher for consumers and businesses to get loans after SVB crisis, according to Fed's Senior Loan Officer Opinion Survey.