Money Time to have ‘the talk’: How seniors can avoid financial ruin by planning long-term health care now May 9, 2023May 13, 2023 Medora Lee, USA TODAY Comments Off on Time to have ‘the talk’: How seniors can avoid financial ruin by planning long-term health care now Families who avoid talking about the cost of long-term care are running the risk of financial distress. Here's how to prevent that.